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Read on to learn how it works, fees, taxes, and more.
As everyone knows, American Express (AMEX) is one of the best credit card companies, in the financial market since 1850, the company is very popular in the US and around the world.
One of its characteristics is doing the right thing, so it always strives to provide the best possible customer experience.
How does it work and who makes it?
The AMEX Gold acts as a rewards credit card even with an annual fee of $ 250. If you are looking for a rewards card, you will get this card because you can enjoy all its benefits and advantages.
Available: In the US, you can earn 4 points for every dollar spent at restaurants and large stores (up to $ 25,000 in purchases per year), plus $ 120 in dining credits per year.
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This card has a lot of benefits for foodies, including American customers. Rewards at restaurants, supermarkets, and grocery stores, as well as annual dining credit.
Typically, points earned are worth 1 cent each. So you’d have to spend about $6,500 a year to qualify for the annual discount.
What are the card limits?
There are no spending limits on the AMEX Gold, but they can be adjusted over time as the company reviews your payment history to see if you qualify for a higher credit limit.
Is it worth the tax?
- Regular APR: See the highest term APR
- Introductory APR on purchases: Not applicable.
- Introductory APR on balance transfers: N/A.
Is it worth it?
- Annual fee: $250
- Down payment: $10 or 5% of the value of each down payment.
- Foreign purchase transaction fee: Not applicable.
- Who can see the card?
- If you have a great credit score, getting the AMEX Gold can be easy. It’s not the easiest card to get, as you need to score above 670.
So, if you meet all the requirements, you can get it.
How to apply?
Applying for the card is simple. You need to go to the customer service website and fill out the application form with the following information:
Personal information: first and last name, date of birth, nationality, email address, phone number, etc.
Contact person: current phone number and address.
Financial information: annual personal income, employment status, employer contact information, etc.
What happens after applying for the Blue Cash Preferred?
After submitting the application, AMEX will review it and if approved, you will receive your card within 7-10 days.
The following information will be analyzed:
- Your credit history
- Your financial obligations
- Probability of default
- Frequently asked questions:
- Is the Amex Gold card metal or plastic?
It is made from a combination of several materials including plastic and stainless steel.
Is it hard to get an Amex Gold card?
It may be hard, but it is not impossible, you just have to meet the requirements.
What is the difference between an Amex Gold card and a Rose Gold card?
The only difference is their color.
